Let’s get started. For VACU to Pay Overdrafts on ATM & Everyday Debit Card Transactions. We will need your authorization if you would like for VACU to pay overdrafts on ATM and everyday debit card transactions at our discretion. Everyday debit card transactions are routine day-to-day transactions, such as paying for groceries. Please review this important information that describes our standard overdraft practices: What You Need to Know about Overdrafts and Overdraft Fees (PDF file). Cancel Next