Virginia Credit Union
Let's find your
offer.
First, we need the following information.
Address
Primary Phone Type
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You can opt out at any time by contacting us at https://www.vacu.org/contact-us
0% APR Intro Rate
For qualified applicants, for 12 months on purchases and balance transfers made within the first 60 days after opening your card. After that, variable 13.240%-17.990% APR. A 3% balance transfer fee will apply for transfers during the 60 day introductory period.
Online Banking
Use our Manage Cards feature in online banking to turn your card ON/OFF, make payments, transfer balances, and more.
  • No annual fee
  • No cash advance fee
  • No foreign transaction fee
Credit Card FAQs
What's a pre-approval?
An offer we've put together for you based on your standing with Virginia Credit Union and the credit bureaus. It's only good for a set period of time, so you must accept it before it expires. A pre-approval means we won't do a hard inquiry into your credit for the offer.
Do I get to choose which card I want?
Yes, after accepting your pre-approval, you'll be able to choose the card that fits your lifestyle based on your offer.
View all FAQs