You must be a Virginia Credit Union member and cardholder in good standing to request a balance transfer.

NONPROMOTIONAL BALANCE TRANSFER: You must be a Virginia Credit Union member and cardholder in good standing to request a balance transfer. A balance transfer is a cash advance, interest accrues from the date the advance is made. Virginia Credit Union is not responsible for any charge owed to any creditor because a payment was not applied by a specific date. Virginia Credit Union reserves the right to decline any balance transfer request. Refer to our Credit Card Balance Transfer Disclosure Statement for more information.